Jharkhand’s Jamtara is the phishing hub of India in digital crime
Ranchi,Jan 4:Do you get calls inquiring about the passwords of your bank accounts, insurance, credit cards and so forth?
If you do, there’s a great chance they may be originating from the jungles of Jamtara, a sleepy district in Jharkhand, where the perpetrators of the country’s massive hacking scams live, operate and lead a lavish life.
India Today’s special investigation team has busted what primarily is the underground arsenal of the nation’s online robbers.
Operating out of Jamtara, some 225 km of the state capital of Ranchi, these impostors have been found using a variety of traps to access usernames, passwords and OTPs from their targets. And once their victims share their secret codes with these complete strangers, poof – it’s gone. Their bank accounts empty out in the blink of an eye.
Spread over 1,800 sq km, Jamtara is home to around eight lakh people, most of them rural.
But traffic on the cellphone towers and the lifestyle of many of the district’s residents belie its thin population and official statistics on poverty.
“If you see their homes, you will find LED TVs, sofas, beds and most modern equipments,” said Surendra Prasad, an inspector at Jamtara’s Narayanpur police station.
WHAT THE INVESTIGATION REVEALED
An independent investigation by India Today revealed how a number of Jamtara’s young men were building their exploits from digital theft.
The probe found that this Jharkhand district has in fact turned into the country’s hub of phishing calls – a widespread criminal practice of stealing private and financial information from the vulnerable in order to swindle them out of their money, digitally.
Top sources in the Intelligence Bureau and the NIA are also alarmed. Most of cyber crimes, they say, are now being traced to Jamtara.
India Today’s undercover reporters dredged up an entire racket of call scammers working from the forests of this district. This breed of young frauds would use various tricks to dupe their victims across the country, the investigation revealed.
“You use an ATM card. Did you get a message two days ago that it had been blocked?” said Asghar, giving a dry run of how his band of crooks would strike a conversation with their potential targets on the phone.
“You didn’t have its renewal verified as per the order of the Modi government,” he continued, sitting on his motorbike underneath a cluster of bamboo trees.
Their modus centres around manipulating the psychology of fear.
They would intimidate their victims about a possible loss or even arrest so much so that many of them would irrationally share their tightly-guarded financial and computer codes, Asghar explained.
Every day, scammers like Asghar make innumerable calls from the forests of Jamtara, impersonating as representatives of reputed companies to insidiously seek out information they require for their digital robbery.
Jamtara’s ring of phishing callers is extraordinarily trained, India Today’s probe found.
They would use basic techniques to obtain even 3D-secure PINs from their targets after preying skilfully on their fears.
Cyber crimes have risen alarmingly in the country – more than 20 per cent in a year alone.
According to the latest NCRB data, India recorded 11,592 cases in 2015 over 9,622 the year before.
A majority of them – almost 66 per cent – involved in online cheating in 2015.
Jamtara has become a hunting ground for cyber police from all over India, investigating online crimes because many cases of digital fraud are traced to this back-of-beyond district.
You need to generate a new password,” Ashgar said, giving a training session to India Today’s undercover team on accessing passcodes in cold calls.
“For that, you are being given a secret number, 1025, to add up to your old password. Let us know what you get after adding and we will deactivate your old password with that code,” he continued.
If their victim shared the result, Asghar and his accomplices would quickly subtract 1025 from it to access the original password. And that’s how they strike their target’s account.
Probed how they maintained a data-base of their victims, Asghar revealed his gang would ring up as many people as possible in different states randomly.
“Every region has its own separate phone codes and series – Maharashtra, Tamil Nadu, Jharkhand, etc. Just use those codes and series for each state and keep adding the numbers chronologically, say from 40 to 100. It (calls) will be executed randomly,” he said.
When ordinary citizens queued up outside banks and ATMs for their ration of cash, post demonetisation, phishing scammers were making a killing from their online loot, India Today’s special investigation discovered.
As more and more people fell into their calling traps, driven largely by fears of non-compliance to government rules, the e-wallets and bank cards of these digital swindlers puffed up with the booty.
“We got a lot of money these days. We had from Rs 1 lakh to Rs 2 lakh dropping in two cards alone,” admitted Asghar. “We bought a (Honda) CR-V in one day by swiping two of our cards.” They, said Asghar, would also rent out their cards to potential customers for hefty commissions.
He also offered one to India Today’s undercover reporter. “The percentage is between 70 and 75. Get this card swiped at a store known to you, where they don’t demand Aadhar. There you can buy as much as you want,” he said.
By the their own admission, local police say nearly 80 per cent of all cyber crimes in the country have their roots in Jamtara.
As India Today reporters drove deeper into the district, they found that the entire system here had been subverted to enable parallel economy feed voraciously on the bank savings of tax payers. The unqualified digital loot in Jamtara was found to be also encouraging unscrupulous elements in neighbouring districts to extract their pound of flesh.
Intriguingly, police in Jamtara appeared to be well aware of the scammers’ tactics.
“What they do is basically tell you that they are bank managers and that your ATM card was being locked. If you do not want your card locked, then they seek your 16-digit number and CVV number and they will transfer it online to an e-wallet,” said inspector Prasad from the Narayanpur police station.
“They will carry out purchases, transfer money and to ensure they get their goods delivered here, these criminals got someone to sit in Delhi where all the goods would be delivered. Once there, someone from here would go and pick it all up and get it here,” he added.
Around 100 suspected digital frauds have been arrested from Prasad’s jurisdiction alone.
He told India Today’s undercover reporters that the scammers acquired multi-language skills by visiting various states, such as Maharashtra, Tamil Nadu and Andhra Pradesh.