Two held for cheating, money laundering
New Delhi, Dec 23 (IANS) Two men were arrested on Friday for stealing Rs 55.7 lakh from a Delhi woman’s bank account and laundering money in collusion with bank officials, police said.
The accused were involved in issuing fake bills against bank entries, theft of sales tax and illegal transactions in Corporation Bank at Greater Kailash (GK)-II area, where the woman had her bank account, police said.
Police also detected nine fake accounts which were opened in the name of fake firms viz R.K International, Swastik Trading and others at Kotak Mahindra Bank at Naya Bazar and used to convert illegitimate money into legitimate through Real Time Gross Settlement (RTGS) with the help of the bank manager and staff.
Police said on September 16, 2016, Suman Anand, a resident of Gk-II had filed a complaint that sums of Rs 40,50,200 and Rs 15,20,300 were debited illegally from her account on different dates through RTGS using cheques.
The victim told police that these cheques in original are in her possession and forged cheques were used to transfer cash from her account.
“Police arrested the accused following a tip off from Naya Bazar on Thursday night,” Joint Commissioner of Police (JCP) Crime Ravindra Yadav said.
The accused persons have been identified as Rajkumar Goel, 47, a resident of Sonepat in Haryana and Ranjit, 29, a native of Jharkhand. The duo worked as commission agents at Naya Bazar in Old Delhi area, police said.
“Goel and Ranjit told police that they had opened an account in the name of Raj Enterprises at Kotak Mahindra Bank and the money was received by them in this account through RTGS. The account is used only for such transactions,” Yadav said.
“Another person, Upender, cousin of Ranjit, is proprietor of the account. The money has also been transferred to another account of IVD services at Ghaziabad which is also under investigation,” Yadav added.
The investigation is on, he added.
A person can transfer money through RTGS in Bank branch also by filling up a NEFT/RTGS form. However, for money transfers involving large sums, the person has to provide a cheque, but even if one doesn’t have a cheque book handy the bank generally arranges for a temporary cheque book in the person’s name.